Used cars under $20,000 in Montreal

43 used vehicles under $20,000 are in stock in Montreal today, starting at $4,498. They are all inspected by a SAAQ mandatary at our Pie-IX Boulevard dealership, and you can finance them even with difficult credit. Financing subject to lender approval.

What you find in this budget

Under $20,000, you have access to most of our inventory, including several all-wheel-drive SUVs. The list below is updated with the inventory: each listing shows the photos, mileage, price and an estimated weekly payment at 9.99% over 72 months, taxes extra. The least expensive vehicle right now: The 2015 Nissan Micra at $4,498, updated with the inventory.

Choosing well on a small budget

Financing a low-priced car

An affordable vehicle is often the easiest to get approved for a 2nd or 3rd chance file, a first loan in Canada or an Uber driver who wants to keep costs low. Use our payment calculator to estimate your payment, then send the free, no-obligation pre-approval request; the form takes about 20 seconds. Have a vehicle to trade? Its value can lower the amount financed. Financing subject to lender approval.

Come and compare on Pie-IX Boulevard

Our dealership is at 9380 Pie-IX Blvd #101, Montreal, QC H1Z 4E9, Canada, in the Saint-Michel area near Saint-Léonard, reached by Pie-IX Boulevard and Highway 40 (Metropolitan). Customers from Montréal-Nord, Villeray, Rosemont, Anjou and Laval come to compare several vehicles in the same budget. Call 514-324-3773 before you drop by so the cars you are interested in are ready for a test drive. If you already have a pre-approval, bring the amount with you: we will show you the vehicles that fit it first.

A small budget, an inspected car

A low price does not mean cutting corners on checks. All our vehicles are inspected by a SAAQ mandatary, in a turnkey formula, and are ready to drive at delivery. For the history of a specific vehicle, ask from its listing or call us: a team member gives you the details before your test drive. Many newcomers and Uber drivers start in this price range for their first car in Montreal, then trade up later once their credit is rebuilt.

Directions to Auto Finance 123 (Google Maps)

Frequently asked questions

Are the vehicles under $20,000 inspected?

Yes. All our vehicles, whatever the price, are inspected by a SAAQ mandatary.

Does the payment shown include taxes?

No. It is an estimate at 9.99% over 72 months, taxes extra. Financing subject to lender approval.

Can I trade my current vehicle?

Yes. Send its details through the evaluation form; a team member calls you back with a number.

Payment calculator · Bad credit financing · Newcomers and Uber drivers · Sell or trade