Car Loan Application in Montreal
1st, 2nd and 3rd chance credit
Car financing in Montreal: newcomers, Uber and bad credit
Send a free, no-obligation pre-approval request now. The quick form takes about 20 seconds. Newcomers, Uber drivers, bad credit or bankruptcy: 1st, 2nd and 3rd chance credit financing. Financing subject to lender approval.
Free
no-obligation pre-approval
≈ 20 s
to fill in the form
1st · 2nd · 3rd
chance credit
Pre-approval
Step 1 / 4
Vehicle
Income
Address
Contact
What type of vehicle do you want?
Car
Truck
SUV
Van
What is your budget?
$250 – 374 / month
$375 – 500 / month
Over $500 / month
What is your date of birth?
Continue
Your information is sent securely.
Prefer to talk to an advisor?
9380 Pie-IX Blvd #101, Montreal, QC H1Z 4E9, Canada
Situations we help with
Newcomers
No Canadian credit history
Uber drivers
Taxi drivers
Bad credit
Bankruptcy
Consumer proposal
1st chance credit
2nd chance credit
3rd chance credit
Encrypted · never shared outside our partner lenders
Three ways to get approved
1st chance
Good credit
Options with weekly or monthly payments that fit. Financing subject to lender approval.
2nd chance
Credit to rebuild
Late payments, high debt ratio or a past repossession — specialised lenders say yes.
3rd chance
Bankruptcy or proposal
Even during a consumer proposal or right after a bankruptcy, we find a solution.
How it works
Send your request
Tell us how to reach you and what you are looking for.
Speak with an advisor
An advisor reviews your situation and discusses your options.
Choose your vehicle
Find a vehicle that fits your needs and budget.
Complete your purchase
Your advisor will guide you through the next steps.
Who our financing is for
Auto Finance 123, in the Saint-Michel area of Montreal, specializes in credit files that banks find hard to handle. We can help you buy a vehicle even if you are new to the country, if you drive for Uber or a taxi, if you have bad credit or if you are coming out of a bankruptcy or a consumer proposal. Flexible credit options are available, including second-chance financing. Financing subject to lender approval.
The 3 steps of your request
First the credit analysis: you fill in this form, about 20 seconds, and a team member calls you back to understand your budget. Then the vehicle search: we find the car in our inventory that matches that budget. Finally the delivery: once the lender approves the financing, you sign and leave with a vehicle inspected by a SAAQ mandatary. You can stop at any step: the request is free and comes with no obligation.
The weekly payment shown
On every listing, the weekly payment is an estimate calculated at 9.99% over 72 months, taxes extra. It helps you compare vehicles against your budget, but it is not an offer. The actual rate, term and payment depend on your credit file, your down payment or trade-in, and the lender. Financing subject to lender approval. Use the payment as a guide, then talk it through with a team member.
Uber and taxi drivers
If you drive with Uber or a taxi in Montreal, your car is your work tool. We look with you for a reliable, economical vehicle, often a sedan or a compact SUV, and submit your request taking your reality as a driver into account. A team member tells you which documents to provide. Financing subject to lender approval. Many drivers start with a pre-approval request so they know their budget before shopping.
Questions
Where are you located in Montreal?
Auto Finance 123 is at 9380 Pie-IX Blvd #101, Montreal, QC H1Z 4E9, Canada, in the Saint-Michel area, near Saint-Léonard. The dealership is reached by Pie-IX Boulevard and Highway 40 (Metropolitan). Phone: 514-324-3773.
Do you offer a warranty or delivery?
These details are not published on the website. A team member will confirm what applies to the vehicle you are interested in.
I am a newcomer with no Canadian credit history. Can you help?
Yes, it is one of our specialties. We can help you buy a vehicle even if you are new to the country. Send a free, no-obligation pre-approval request. Financing subject to lender approval.
I drive for Uber or a taxi. Can I get financing?
Yes, Uber drivers are among the customers we support. A team member looks at your situation and tells you which documents to provide. Financing subject to lender approval.
Can I buy a vehicle after a bankruptcy or a consumer proposal?
Yes. We offer 1st, 2nd and 3rd chance credit financing and flexible credit options, including second-chance financing. Financing subject to lender approval.